Because if you don’t respond in ten days, the Insurance Adjuster gets to choose the Specialty AND the Doctor from the list of three. The Insurance Adjuster is familiar with the process and is motivated to choose the most conservative doctor possible. Commonly, the adjuster will select the specialty, Orthopedics, expecting a report that favors the insurance company. Worse yet, the adjuster will select the most conservative doctor from the list of three.
Don’t let that happen! Respond within ten days and protect your rights. Don’t assume that everything will be OK if you take no action. This is a trap for the unwary. If you fail to act within ten days the adjuster will take control of the case and you may be unable to get another medical evaluation, even if you hire an attorney later.